Gold rates in India saw a nominal decrease on Saturday morning, March 21, as investors reacted to economic concerns surrounding the US-Iran conflict. In Uttar Pradesh, today’s gold rate stands at ₹14,962 per gram for 22 carat and ₹16,322 per gram for 24 carat gold. In Delhi, 24-carat gold is retailing at ₹1,63,220 per 10 grams, while 22-carat gold is priced at ₹1,49,620. UP rates closely follow Delhi rates since both share similar logistics and tax structures, making today’s UP gold price identical to Delhi in most cities.
| Detail | Information |
|---|---|
| Date | March 21, 2026 (Saturday) |
| 22 Carat Gold (per gram) | ₹14,962 |
| 24 Carat Gold (per gram) | ₹16,322 |
| 18 Carat Gold (per gram) | ₹11,224 |
| 22 Carat Gold (per 10g) | ₹1,49,620 |
| 24 Carat Gold (per 10g) | ₹1,63,220 |
| GST on Gold | 3% (Not Included) |
| Making Charges | 5% – 35% (Jeweller-wise) |
Gold prices across Uttar Pradesh have seen significant movement in March 2026. The highest price for gold in March 2026 in UP was ₹15,685 per gram for 22 karat and ₹16,469 per gram for 24 karat, while the lowest was ₹14,640 per gram for 22 karat and ₹15,372 per gram for 24 karat. Today’s rate of ₹14,962 per gram for 22 carat falls in the mid-range of March 2026 — slightly above the month’s low but well below the peak, suggesting a partial correction from the highs seen in early March.
22 Carat vs 24 Carat Gold – Which One to Buy in UP?
For buyers in Uttar Pradesh, understanding the difference between 22 and 24 carat gold is essential before any purchase. 24 carat gold represents 99.9% purity — the highest available. It is ideal for investment in the form of coins, bars, and digital gold. However, 24 carat is too soft for crafting jewellery as it bends easily and cannot hold gemstone settings securely. If you want to buy pure 24 karat gold, you can purchase it in the form of digital gold, as ornaments are usually made in 22 karat gold.
22 carat gold (91.6% purity, also called 916 gold) is the preferred choice for jewellery across all UP cities. The remaining 8.4% consists of copper or silver alloys, which makes the metal harder and more durable for crafting rings, necklaces, bangles, and earrings. Always look for the BIS Hallmark (916 stamp) on any 22 carat jewellery to ensure certified purity. Non-hallmarked gold jewellery is usually lower in price as there is no proof or certification of purity — always avoid it.
UP City-wise Gold Rate Table – March 21, 2026
| City | 22 Carat (per gram) | 24 Carat (per gram) | 18 Carat (per gram) |
|---|---|---|---|
| Lucknow | ₹14,962 | ₹16,322 | ₹11,224 |
| Kanpur | ₹14,962 | ₹16,322 | ₹11,224 |
| Varanasi | ₹14,962 | ₹16,322 | ₹11,224 |
| Agra | ₹14,962 | ₹16,322 | ₹11,224 |
| Meerut | ₹14,962 | ₹16,322 | ₹11,224 |
| Allahabad | ₹14,962 | ₹16,322 | ₹11,224 |
| Ghaziabad | ₹14,962 | ₹16,322 | ₹11,224 |
| Noida | ₹14,962 | ₹16,322 | ₹11,224 |
Gold Price Trend in UP – March 2026 Overview
Gold prices in Uttar Pradesh have been on a dramatic ride throughout March 2026. The month opened with gold at relatively moderate levels before sharp geopolitical tensions — particularly the US-Iran conflict — triggered a global safe-haven rush that pushed prices to record highs. In Uttar Pradesh, the price of 24-carat gold dropped by ₹330 for 10 grams and 22-carat gold dropped by ₹302 for 10 grams compared to the previous session. This gradual correction from the March highs is a healthy sign for the market and may represent a buying window for investors who missed the earlier peak.
Gold prices in Uttar Pradesh continued their upward trend in January and February 2026, with 22-karat gold prices rising 18.75% in January alone. The cumulative gains from January to early March 2026 made gold one of the best-performing assets in India this year. Buyers who invested in gold at the start of 2026 would have seen significant appreciation in their holdings by March.
How GST and Making Charges Affect Your Final Gold Price in UP
The rates published daily are base rates and do not reflect what you actually pay at the jeweller’s counter. Every gold purchase in Uttar Pradesh involves two mandatory additions. First is 3% GST — all forms of gold purchases in Uttar Pradesh are subject to a 3% GST rate (1.5% CGST + 1.5% SGST) which is included in the final purchase price. On a ₹1,49,620 purchase of 10 grams of 22 carat gold, this adds approximately ₹4,489 to your bill.
Second are making charges — the labour cost for crafting jewellery. Making charges on gold jewellery in Uttar Pradesh usually range from 5% to 35% depending on the design complexity and the jeweller. For a plain bangle, making charges may be as low as 5–8%, while intricate Kundan or Meenakari designs can attract up to 35% making charges. Always negotiate making charges — they are not fixed — and compare rates across at least two to three reputed jewellers before making a final purchase decision.
Smart Tips to Buy Gold in UP Today
Buying gold wisely in Uttar Pradesh requires a few simple but important steps. Ensure that you purchase only hallmarked gold to confirm that the gold you are purchasing is pure. Check the market movement before you purchase — if the market is down, gold rates will fall, helping you buy at lower prices. Always ask the jeweller to show the daily rate board and confirm that the rate matches today’s published market rate from IBJA or GoodReturns before paying.
Knowing the gold price today in Uttar Pradesh helps you make smarter decisions whether you are purchasing ornaments or planning long-term investment. You can also consider gold loans to meet urgent financial needs using your gold assets. For investment purposes, Sovereign Gold Bonds (SGBs) and Gold ETFs remain the smartest options — they offer price appreciation without storage risk, and SGBs additionally provide 2.5% annual interest on top of gold’s price movement.
Today’s gold rate in Uttar Pradesh on March 21, 2026 is ₹14,962 per gram for 22 carat and ₹16,322 per gram for 24 carat — marginally lower than yesterday due to a small market correction. Whether you are buying gold for a wedding, festival, or investment, always verify the rate on trusted platforms like GoodReturns or BankBazaar, insist on BIS Hallmarked jewellery, add 3% GST and making charges to calculate your real cost, and never rush a purchase without comparing prices across jewellers. Smart gold buying starts with knowing today’s accurate rate.
Frequently Asked Questions (FAQ)
Q1. What is today’s gold rate in Uttar Pradesh on March 21, 2026? Today’s gold rate in UP is ₹14,962 per gram for 22 carat and ₹16,322 per gram for 24 carat gold. Per 10 grams rates are ₹1,49,620 (22K) and ₹1,63,220 (24K).
Q2. Why did UP gold prices fall today? Gold prices saw a nominal decline on March 21 due to investor caution surrounding US-Iran geopolitical tensions and a slight strengthening of the US dollar in global markets.
Q3. Does gold price in UP include GST? No. Published gold rates exclude GST. A 3% GST (1.5% CGST + 1.5% SGST) is added at the time of purchase, along with applicable making charges for jewellery.
Q4. What are making charges on gold in UP? Making charges in Uttar Pradesh range from 5% to 35% depending on the jewellery design and jeweller. Always negotiate making charges before finalizing your purchase.
Q5. Which carat gold is best for jewellery in UP? 22 carat (916 hallmark) is the best choice for jewellery in UP. It offers 91.6% purity with added durability from copper alloy — making it stronger than pure 24 carat for ornament crafting.
Q6. What was the highest gold rate in UP in March 2026? The highest gold price in UP in March 2026 was ₹15,685 per gram for 22 carat and ₹16,469 per gram for 24 carat gold, recorded in early March during the peak of global tensions.
Q7. Is it a good time to buy gold in UP today? With prices slightly correcting from their March 2026 peak, today offers a moderate buying opportunity. For long-term investment, a staggered SIP approach through Gold ETFs or SGBs is advisable.
Q8. What documents are needed to buy gold above ₹2 lakh in UP? PAN card is mandatory for gold purchases exceeding ₹2 lakh in value at any registered jeweller across Uttar Pradesh, as per government regulations.